I want to change my payment method!!

Hi so for my birthday, my mom got me a visa GIFT CARD. Now, I added my GIFT CARD into my apple id so i could buy some games or something...but I want to take it off, and it's not showing me a "None" method. It only shows other credit card options to change to...
Also, I have been reading around, and I keep having this error whenever I try to download/update apps. It says "verification required". When I click continue, it says in the payment option "There's a billing problem with your previous purchase. Please update your payment method."
I'm stuck! There is not a "None" option, and I have no itunes gift cards (Which I read were an alternative)......

You can't change to 'None' until you clear up the previous payment problem.  Add a fresh iTunes gift card, or add a credit card, and then once the billing issue clears, you can choose 'None' again.

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    Hi, Dynah, and welcome to the Community,
    This FAQ article explains how to change a payment method:
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    Was your question answered? Please click on the Accept as a Solution link so everyone can quickly find what works! Like a post or want to say, "Thank You" - ?? Click on the Kudos button!
    Trustworthy information: Brian Krebs: 3 Basic Rules for Online Safety and Consumer Reports: Guide to Internet Security Online Safety Tip: Change your passwords often!

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    Turn off FaceTime and iMessage.
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    martinimartini wrote:
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