I want to install Skype on my iPhone.

I have got an iPhone. I want to install Skype on my iPhone. When installing it throught iTunes, it is showing that Skype is a free application but when I continue to download and install it, it asks for payment through credit cards!? So what is the meaning of showing the skype application as "Free"?
Or if it is really free! Please let me know how to install it.
Thanks.

There are no charges for free apps. You're just opening an account. If you don't buy anything you won't be charged anything. In addition to Credit Cards, you can also use PayPal, or set up an account without a card following these instructions. You must be at least 13.
  iTunes account without credit card:
  http://support.apple.com/kb/HT2534
http://support.apple.com/kb/HT2534Make sure you don't skip over the part about actually trying to buy the free app.

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