I want to keep statement balance at ZERO

I was looking for some advise on how to keep my statement balances at zero.  My Capital One QuicksilverOne due date is on the 4th of every month.  I would prefer to pay my balance in full so they report my balance at ZERO.  When should i make my payment?  And when should i resume using my credit card? Example:Payment due date 8/4/2015I should make my payment by 7/30/2015 ???I shouldn't make my next charge until 8/5/2015 ??? 

SouthJamaica wrote:
slipper wrote:
I was looking for some advise on how to keep my statement balances at zero.  My Capital One QuicksilverOne due date is on the 4th of every month.  I would prefer to pay my balance in full so they report my balance at ZERO.  When should i make my payment?  And when should i resume using my credit card? Example:Payment due date 8/4/2015I should make my payment by 7/30/2015 ???I shouldn't make my next charge until 8/5/2015 ??? The statement date is 3 days after the payment due date.So you can safely start making charges on 8/8.As to payment it depends how you make the payment. If you're making the payment electronically on their site you can do it the day before the statement date. But it's not always possible to get it to zero. E.g., you have a pending charge for $17.95. You try to pay that on the site before the statement cuts, they won't accept your payment if there's no balance. Then the statement cuts and the $17.95 shows up. Also if there's an interest charge or something, that might not show up until the statement cuts.Thanks.  I'll just make a ZERO balance blackout from 8/2/2015 to 8/8/2015.

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