I would like to know what a CS3 participant is

I would like to get a Creative Cloud account but can't afford the year up front.  It doesn't make sense that you offer a monthly account but you don't allow people to pay monthly.  You should word it annually instead of monthly as that is very confusing to most people, because you are in fact not offering a monthly account when you are requiring a year up front.  You could get sued for this type of wording.
Sincerely,
Meg Prentice

Welcome to the forum,
I am not sure if they offer a month-to-month upgrade path from CS3? (If that is what you meant?) I think all the special offers lock you into an annual commitment, not sure.
http://www.adobe.com/products/creativecloud/buying-guide.html
Requires annual commitment; billed monthly
http://www.adobe.com/products/creativecloud/faq.html
Does the advertised monthly price for Creative Cloud membership require an annual commitment?
Annual plans for complete and single-app membership, as well as Creative Cloud for teams, offer the best price and require an annual commitment. Cancellation charges for annual plans do apply after the first 30 days.
You also have the option to select a month-to-month plan and pay a higher monthly price with no commitment. All plans purchased on Adobe.com are billed monthly.
https://creative.adobe.com/plans
Complete > Cancel at any time = $74.99 Month (no annual commitment)

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