Icloud Account Won't Log on (or allow me to sign out) on iphone

I have a very frustrating issue.  I've never used iCloud but tried to set up an account and log-on using my Iphone 6 but it wont let me. When I go to settings and then iCloud on my iphone - it asks me to enter password for my Apple ID - and i enter my password.  It then says "Verifying" on top and has the spinning wheel but the entire page is greyed out (I can't click anything).  I verified my email for icloud using my computer, and then tried logging on to icloud on my iphone and again just says verifying with the spinning wheel (and the greyed out screen i can't even click on 'log out").  I went to icloud.com and it said that although my user name is valid i need to "set up ICloud on a device" but when i try to do that it again gets me back to square 1. 
Does anyone have any clue how to fix this?  Thanks in advance!

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