ICloud, one pass = full access to your data

Hi,
I wonder what are the best practices for securing your data in iCloud.
Not so long time ago we had all our data on PC's hard drive and we were doing backups - I was personally doing it every sunday on a seperate hard drive.
Since now, when we use for example iPhone+iPad and got more and more personal data and everything is stored in iCloud - aren't you afraid the simply when your password becomes known to someone (accidentaly or by a virus/keylogger etc.) you can say goodbye to all your data even though you were doing backup every time you were charging iPhone/iPad...

they only way that some one can get your password is if you give it to them or one of the worlds best hackers hack the icloud server. So really i would not worrier about it

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