If i buy a second hand apple computer will i get the rights to the apps

hiya im an imac noob and need some assistance.
ive always used p.c.'s which i cant reformat and build with my eyes shut.
ive bought a second hand imac from ebay which has the latest os installed and tonnes of apps. the seller is leaving them all on for me.
however i know nothing of the licensing involved with apps. only the ipad.
when i put in my own icloud itunes account info will it delete all the apps that came with it? will i beable to use them and will i beable to update them? what about security? if i dont delete all the stuff will it somehow sync with his account? this system is going to have my personal stuff on like the bank and private business letters etc.
what if i restore will i get the original os that came from the factory and lose everything or will it not even have an os on it??
its an i3 21.5 mid 2010 model 3.06 ghz
and lastly what apps come with an imac from factory. so if i reset what would i have? and does the imac use the same app store as the ipad? will i beable to use the same apps that ive already bought. this was a bit of a pain when i updated from ipod to ipad. now im upgrading even bigger!

old style programs would be tied to the machine
newer app store could could an issue as they would be tied to the appleID

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If i buy a second hand apple computer will i get the rights to the apps

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