If I delete my Apple ID account, will my pictures, music, contacts, etc. also be deleted?

Whenever I try to download or update an app, whether the app is free or not, a message saying that my Billing Information  is incorrect pops up. I go to it and the credit card information is under a nonworking credit card. I do not have the option "None" to select under Payment Information, so I am stuck with this credit card information but cannot download or update any apps. I was wondering if it is best to delete my current Apple ID account and create a new one in order to abandon this credit card, but I don't won't to lose my contacts, pictures, music, etc. Please help!

Do you have another card you can use? If not, I believe you can switch to the "none" payment option if you edit your billing info on a computer. Scroll down in this article to the bit where it talks about using a Mac or PC to edit your info: http://support.apple.com/en-us/HT1918
There is a link for what to do if "none" doesn't show up also.
Everything in your current Apple ID is permanently connected to it (though you could export contacts & calendar info if needed; apps, music, books, and other purchases are stuck), so you only want to change if you have no other options.
~Lyssa

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