If I wanted to upgrade my new iMac in the future, how would I go about it?

I have no desire to void the 3 year Applecare plan I paid for.
I just bought the new iMac 2011, I would like to upgrade the RAM, the HDD and add an SSD in the future, without doubt. Does this mean that, in order to do so, and remain within warranty, I am going to have to bring my iMac to an Apple Store, buy the parts directly from them, and pay for labour?
Any clarification would be appreciated. Thanks.

Greetings,
Memory you can upgrade yourself.  It is covered in the manual for your computer: http://manuals.info.apple.com/en_US/imac_mid2011_ug.pdf
--This is the only customer installable part.
The hard drive is another matter.  iMacs are HIGHLY compact desktop computers.  Gaining access to the hard drive requires removing the LCD and the glass that covers it.  While one could do this in theory, and perhaps not damage any components in the process (which is what voids the warranty), I wouldn't risk it.
Apple Retail stores do not in general offer after market upgrades.  You could contact an Apple Authorized Service Provider to see if they do: http://support.apple.com/kb/HT1434
Personally, I'd buy a computer with an HD that meets my needs and use external drives as needed as they are very reasonably priced these days.  Its not like you're gonna be carrying the iMac around .  Or maybe you are?  27" portable?
Once the 3 years are up (if you keep the computer that long) you can start cracking it open if you like.  Though frankly there may something even better out by then.  Having the AppleCare ups the re-sale value so you could sell the old system online and buy something new.
Hope that helps!

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