If my iPhone was stolen and i didn't have FindMyiPhone app or MobileMe can I issue an insurance claim

If my iPhone3GS was stolen and i do not have a FindMyiPhone or MoblieMe app can i still issue a insurance claim

A warranty and insurance are two different things.
The iPhone one year limited warranty doesn't cover theft.
Apple - Legal
Reporting a lost or stolen Apple product
AT&T is your carrier, not an insurance company.
If you have home owner's or renters insurance, then the theft may be covered under that.

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