If my URL shows my connection as http: instead of https: am I at risk of being hacked? If so, how do I fix it?

A friend on FB said that if my URL box doesn't show as beginning with https: (instead of http:) I am at risk of being hacked. I fixed it for FB but all my other websites are coming up as http:
Is this really something to be concerned about?

http://en.wikipedia.org/wiki/HTTP_Secure
most sites is http, and all the sites when you redirect you in some payment method(paypal, greditcard etc) reverse to https for maximum secure.

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