Importing/Downloading and paying for tunes--please help!

I am in tears right now. I just bought about 21 itunes. However, it seems that only one of them got paid for with my pay Pal account. I wanted to use my redeemed itunes gift card.
Now, I can't understand how to download the tunes in the first place (they don't seem to be anywhere on my desktop) nor can I figure out how to pay for them. The screen says "Credit Card Total $17.82." I'm worried because I'm "between credit cards" at the mo (ATM ate mine last week) and if it "bypasses" Pay Pal and goes to my credit card it will bounce!
Can somebody PLEASE HELP!

OK, I managed to drag and drop the tunes into a folder on my desktop. And I'm attempting to burn a CD right now.
But anyone know about the payment issue?

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