Install Mavericks without associating my Apple ID with a credit card

Hello,
I am changing to a new laptop and as part of that action I am thinking to up from OS X 10.6 to 10.9. I have an Apple developer account since long time, also a working Apple ID. However I have never used the App Store (and frankly don't intend to do it).
So I opened the App Store for the first time. I have to sign in to download Mavericks. If I use my existing Apple ID, it says that the account needs to be associated with App Store, and then proceeds to query my credit card information.
I have no intention to transmit my credit card information to the Apple / the App Store. I have read various conflicting posts on the net saying that there is a way to specify "None" as a payment type (others claim that this option doesn't exist or require that I create a new account).
On my screen I can only choose between VISA, MasterCard, American Express, ClickAndBuy, and Maestro.
How can I, as of 19 Feb 2014, download and install OS X 10.9 without providing credit card information to Apple?
Thank you,
h.h.

itemState wrote:
So there is no way to install Mavericks without creating a credit card based account with Apple?
What happens if I retrieve the installer from a colleague that already runs OS X 10.9? Is the download specifically associated with his identity?
Yes, and it is a violation of the license terms as well.

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