Invalid Security Code for my valid debit card?

Really!!!! I guess poor people like me who spend so much money on the **** device first of all (iPhone) and the **** phone bill, have a limit to purchasing "FREE" apps from the app store because apparently, now my apple ID won't accept my debit card information! INVALID SECURITY CODE!!! -____-
Tried to to work around this stupid obstacle. 1000 times maybe. Tried using my Husband's debit card, my siblings credit card...NOTHING. Still, my apple ID didn't want to accept the info. WHAT TO DO, WHAT TO DO. Not like my whole life revolves around buying apps from the app store via Iphone, its just...THATS WHAT I BOUGHT THE **** PHONE FOR, the benefits...the whole shabang!
So I discoverved that I could make a new apple ID. How convenient it was for me to make a new email address - a valid one, and make a new apple ID. I scored! GENIUS. The option isnt there though. You need to sign out of your current apple ID and then the option tabs pop up. SMART MOVE. smart *** move.

Sasha,
     You'll need to contact your bank and make sure that your name and billing address match EXACTLY with the name and billing address on your iTunes account, and if they don't then you'll need to update that information on your iTunes account.  If they don't match then you're eventually going to have the same problem with your new Apple ID.

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