IPhone 4S has started randomly asking for passwords; saying they're wrong

Hi Folks,
I don't normally post to these forums because I tend to solve my own issues, but I'm having a problem with my iPhone 4S which has stumped (and angered) me.
The device is running version 6.0.1 and isn't jailbroken or interfered with in any way.
A couple of days ago it started asking me to input the password for both my me.com and gmail.com accounts and when I did as prompted the device tells me that they're wrong - but they aren't! The issue means that I can't access either of my email accounts from my device and I can't download apps that I've previously bought and paid for.
I have tried:
Restoring the device
Deleting both accounts from the device and starting again
Using the Google captcha to give the device access permissions again
Rebooting
Turning off 2-step security on Google
Changing my me.com password
Changing my Google password
So far none of these have worked and I'm rapidly approaching my wits-end whereupon I hoy the device full pelt at a wall and buy something else.
Could anyone shed a little light (or sanity) to this issue?
Thanks in advance.

This issue is still a real pain in the arse - does anyone have any ideas?
Thought of asking Apple but was told that I'd have to pay them just to ask a question about a flaw with one of their products! Great customer service.

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