IPhone 4S keeps asking for password when downloading app

My iPhone 4S keeps asking me for my password - over and over - when I try to download an app. I've noticed that when I try to download free apps or update an existing app, it lets me do it. But if I try to download a free app or even a ringtune it will tell me I need to update payment info, then goes to ask for my password, then it requests my password again and again. Has anyone had any problems with this or suggestions on how to solve it? It's driving me nuts!

I am not really sure if this will answer you question in one part of you post you say you can download free apps and in the other you say you can't but I will give it my best shot.  Itunes (the app store) always needs up to date payment info either a credit card with atleast a dollar on it you wont get charged anything if the app is free this it just to back purchases.  Or if you don't want to put you credit card info in you can just get a prepaid itunes card.  Itunes will ask for your passcode every fifteen min. you can set it to ask for it every time you purchase something but every 15 min is the norm.  Hope this helps. 

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