Iphone 5 SIM card not installed or no service

Hi from lady few weeks I am having this problem where phone says SIM card not installed or no service. Turning the phone on and off does work but it happens at least ten times a day. I have got a new SIM card thinking its a problem with the SIM card.
But now I have noticed the moment I switch on to 3G mode from the settings it does the same thing.
Can anyone tell me is it the problem with the phone or my service carrier. I have been working iPhone for almost two years never had this problem before.
I am using iPhone 5. Thanks

Have you followed all steps in the article below?
iPhone: Troubleshooting No Service

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