IPhone 6 and apple pay pre-sale question

When will Apple Pay be rolled out to the UK?
Will I be able to get rid of all my Loyalty cards and store them on Apple Pay?
I have absolutely loads of cards and they drive me mad.
Will I be able to put my Boots Advantage Card onto it and collect and spend points with an iPhone 6 at checkout in store? Will I be able to do likewise with the Nectar card, Morrisons Card, Shell Card, plus any other loyalty and discount cards as well as my debit and credit card?
On an iPhone can you only store MP3's or can you store and play other formats like wav and ogg vorbis?
Do you have to buy all your music through iTunes or can you add your own music including mix CDs etc? I have noticed in the past not all mixed music transitions flawlessly from one track to the next in MP3 format. One of the many faults with this lossy music format.
Thanks for help answering any of these questions. I have an aging android at the moment. May consider switching to Apple.

Apple Pay participating issuers - Apple Support
http://www.apple.com/apple-pay/?cid=wwa-us-kwg-features-com

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