Iphone locked after one year unlocked?

My iphone 4 locked by then self after one year work perfect. I did try to upgrade to 5.0.
what to do now.

This usually means your iPhone was hacked to be unlocked - it was not purchased as officially unlocked when new or was not officially unlocked by the carrier if purchased as carrier locked when new.
Installing an iOS update on an iPhone that was hacked to be unlocked re-locks the iPhone to the carrier the iPhone was sold as carrier locked when new. This doesn't happen with an iPhone that was officially unlocked.

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