Iphone really worth getting?

Greetings!
This post isnt meant to bash the iphone in any way.  Just wanted to get a little better perspective from other people who know more about this than I do.  I have been a long time Verizon customer and have owned multiple phones but never an Iphone.  All I hear from friends of mine is how the iphone is so great and the rest of the competition (android now) really dont measure up.  I just wanted hard facts that really prove that.
Lately I have owned a Blackberry Storm, LG Ally (as a loaner), Droid X (hated every second of it) and now a Fascinate (surprisingly a good phone (with the exception of not getting the 2.2. update yet). 
For the limited amount of time I have spent using the iphone I have seen that some parts of the OS are nice but it is very limited on customization.  So far it seems i would have to make a folder and place the icons in there to be able to see my background photo and I cant change the text notification to a clip of a song or voice clip.  To me those are musts in cell phones these days.
I am contemplating getting the iphone but the fascinate has a lot of features I really like.  Swype texting is genius, Amoled screen is flawless and not too mention being able to customize screens with icons / widgets.
But again Im sure there are things about the iphone that I dont know and maybe would sway me its way some more.  Feel free to comment back on why the Iphone is "so great" as people say.

I think it is mostly a personal decision based on your target needs.
For instance I work in a strictly Mac environment and am used to Apple's way of doing things and prefer it. It will also be a seamless addition to synchronize for my business, whereas my Droid isn't exactly seamless.
I look at it more from that angle. Plus I enjoy our iPad and to me the iPhone is a smaller version of the iPad with a phone so I think the "fun" aspect of it is there for me too.
Now if you're looking at it strictly as an entertainment gadget, and there's certainly nothing wrong with that, as I will use it for fun too, then again that is a personal preference thing.
Browsing online (minus the flash - for now at least), facebooking, emailing, I think you'll get similar experiences. if flash is a definite must have then iOS won't give you that. A tleast for the moment. 
iTunes vs whatever media player you have? Probably another toss up. 
Netflix streaming at least for now I give that to iOS.
Apps - iOS
Camera- in comparison to my original Droid - definitely iPhone. 
Display- iPhone is smaller but, i think nicer. YMMV
[Edited to comply with Terms of Service]
FREE GPS- Android. That is the one thing I will REALLY miss on my Droid. The google voice nav is really awesome. I have to research a good nav app that is cheap for the iPhone. 
Cool factor? Meh - I don't care. Once I have a phone for awhile the thrill kind of wears off. Maybe iPhone will change that? I don't consider having the cool phone to define me or make me stand out from the crowd. I'm looking at what the phone will do to add easier productivity to my life. Being a Mac user I have been waiting for the phone on Verizon for a very long time.
Of course I suppose you don't want a phone that looks like a giant Vetnam Military communications walkie-talkie either. No matter what it does . So iPhone IS a nice looking gizmo. I guess that doesn't hurt. 
Good luck with your decision. 

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