Is Apple Care worth it for me? Retina macbook - please help!

Hi everyone,
I'm new to Apple having just bought my first Macbook Pro Retina 13 last month and absolutely loving it!
My question is probably very similar to others but I'm finding contradicting answers everywhere - so is Apple Care worth it for me?
If it doesn't include accidental damage, and just software/hardware, then is there any need for me to purchase it in its first year? Or even 2nd year for that matter due to EU consumer laws?
What confuses me is that when I bought my macbook from the apple store, the employee told me a story of how a woman had just bought her retina macbook 2 months before hand & brought it in for repair as the screen had been damaged from her closing her macbook.. but she didn't have apple care so this cost her £800 to replace the screen - ouch!
But if she DID have applecare, how would this even be covered if it's only software & hardware and no accidental damage? Or are they just a bit more lenient when you have apple care?
Thanks!

Apple makes a profit from AppleCare; otherwise it wouldn't offer the service. On average, buyers lose money on it. Consider whether you can afford to be self-insured for the risk. Make sure you understand that it's a warranty extension and a support contract, not insurance against loss or damage.
If you choose to buy AppleCare, don't buy it at the same time as the Mac, and don't buy it from Apple. Get it from a reputable discounter such as LA Computer anytime before the one-year factory warranty expires.
An exception to the above rule is that if you buy an Apple display together with a Mac, you have to buy AppleCare at the same time in order to get coverage for both.

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