Is my MAC Desk Top exposed to GOZeuS and Cryptolocker

I operate OS X Version 10.9.3 on my Mac PC and have been warned by my ISP Supanet that I am at risk from GOZeuS and Cryptolocker . Consequently they want to sell me protection at £1 per month. Is Supanet trying to rip me off or do I need such protection, please?

Is Supanet trying to rip me off
Yes.

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