Is SAP HCM training/certification worth taking a risk and money?

I am based in one of the metro cities and have around 5 years of experience in HR-Recruitment field, current working with a big5 consulting firm. I sense a very slow career growth in my field and am planning to go for a SAP HCM certification. I checked with ATOS and they are charging a whopping amount of 4 Laks.
The amount is very high and also I fear of losing my current role. I am unable to decide shall I go ahead with my plan or shall I continue doing my current job.

I was also have 6 years of functional experience before coming into this field. I took a drop of one year, and studied for certification. I was based in a small town where there was just one good company into SAP. So I joined that, gained good knowledge and learned how to deal with the clients. Worked there for 3 years at a low salary (it was quite low. But in metros you have good options, so you might expect more, and this was 4 years back, so that time in small town like Indore, the salary was very low as compared to Indore). Now I am in Mumbai, and earning a very good package. It surely takes time, but within this span of time, your money will be refunded to you. If you get a good branded company, it can be repaid within a year.
So, I would suggest, do try for this, and clear your certification, which will give you added advantage. Do not bother if you get a small company at an initial level. Rather I would suggest to try for a small company first, as you get to learn a lot from there. In MNC, you will have limited scope. But if you go for a small company at an initial level, your learning will be good. But yes, package will be less. I feel at initial stage in SAP career, package should not be the constraint. If you do your work sincerely, and honestly, you definately get paid in future with a good reward.
So I would suggest, do go for the certification. If you cannot afford the classroom training, go for online training (which I had also done), it might be cheaper than the classroom training.
All the best, and do your best.
Regards,
Bhagyashree

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