Is the iPhone 5 unlocked for GSM in USA

Everything I am reading says that the iPhone 5 is unlocked for GSM and they are required to by law (FCC). Has anyone tried a ATT or T-mobile nano sim in iPhone in USA to verify ? Asking since I want to be able to sell my phone and market it to all carriers
http://9to5mac.com/2012/09/24/verizon-iphone-5-wont-ever-be-locked-most-likely-due-to-the-fcc/
http://www.macrumors.com/2012/09/24/verizon-leaving-iphone-5-sim-slots-unlocked-as-required-by-fcc-network-access-regulations/
My coworker has Verizon iPhone 5 and confirmed SIM unlocked for us in India no issues.

Yes, it is.

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