Is there any off the shelf credit card enryption/decrption tool available ?

Since, Credit Card (CC) processing is very critical , my company is looking for options which are available in the market -ready to use !!!
Is there any off the shelf credit card enryption/decrption tool available ?

What is "credit card encryption/decryption"?
1) Are you willing to encrypt and decrypt credit card numbers in a safe way, to store them in a database?
- JCE and crypto
2) Are you willing to communicate with the credit card companies to perform credit card transactions in a safe way?
- Contact them; there are third-party companies that sell solutions for communicating with Visa, Mastercard etc; the credit card company can tell you what company they recommend
3) Are you trying to validate the credit card numbers (no online processing needed, just validate the card numbers in Javascript)
- search for Luhn's algorithm

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