Is there any way to limit purchases on my iPad

Hello world
MY question is simple: Is there any way to limit ALL purhases (not only in-app purchases) on my iPad.
I've tried to assign a debit card with a small amount of money but it did not help. I'm still able to make purchases, their cost is in "pending" state(a red sum in iTunes with info that my card could not been authorized) and thay will be debited from the account as soon as i refill my account

Remov the card details and credit your account with a small amount by means of an iTunes gift card.

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