Is there anyway to get your iPhone 5 replaced if it is under warranty, and you are being forced to switch carriers through no fault of your own?

My wife and I both have 64GB iphone 5. I am military and we had to move to a new town. Our service is with AT&T. They called us to tell us we were off network, and we could not use any of the data we pay for every month. And they have the option to terminate our contract at any time. So my question is, if this happens does anyone know if carriers, or apple will switch out your phone, or do we have to buy new ones.

Afraid you will have to buy new phones.  Neither Apple nor any carrier I've ever had has considered that sort of thing a condition to replace your devices (AT&T and others have let people out of their contracts without penalty because of moving though).
Before you leave AT&T, ask them to unlock your phones.  Then, you may be able to use them with T-Mobile - although T-Mobile is not fully compatable with all iPhone features yet, their service may be an option until you are ready to buy new devices.  Also, your iPhone 5's would likely still get you a decent return if you sold them, or just used something like Gazelle (Gazelle's web site just came up with an offer of $380 for 32GB iPhone 5, factory unlocked in flawless condition - $400 for your 64GB devices with the same conditions).
So, you should be able to get enough for your iPhone 5's to pay the subsidized new contract cost of new iPhones with Verizon or Sprint.

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