Itunes accounts credit card details

We have two iphones which are using the same apple id, we have created a second apple id but how do we change one phone to the other id  And i do not want to put any payment methods eg credit cards or gift cards numbers on the account  please advise

Tap on the id in Settings > iTunes & App Store on it and log out of it and then log in with the new account. Any apps that were downloaded by the currently logged in account will remain tied to that account. If you want to use that account for other things as well then you will need to log out and in for those as well e.g. Settings > iCloud, Settings > Messages etc.
Whether you will need to put a credit card on it before you can use it in the store for downloading content will depend upon how you created the account e.g. did you use the steps on this page when creating it : http://support.apple.com/kb/HT2534 ?

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