Itunes/app store suddenly does not recognise credit card security codes

I have been using the same card for my itunes account for as long as i have had an itunes account and a personal credit card, all of a sudden about a week or so ago while trying to update some applications on my iphone it asked me to sign in and confirm my billing information, from that day on it has refused to recognise the security code for my credit card or any other credit card for that matter, has anyone else had a similar issue with billing for their app store/itunes account and if so is this something that can be fixed easily without sending the device out or going to a repair centre
the most frustrating thing of all is all of the updates i need to install are free updates for applications that were also free :-/
P.S. I have so far tried re-entering just the security code, the code and the numbers to the left that generally are not required, all the information pertaining to the numerical data on the card, all information in all fields (card and billing address etc.), i even tried using the other phone number for my ATT wireless account as well as my boyfriends mastercard, nothing has worked, it does not recognise the security code even though i know it is correct and has worked for other recent purchases, the odd thing is that unless i enter something wrong it oks all the other information, it's just the security code that always pops a red flag
the specific error messages i have gotten is "security code is invalid", if my security code is invalid then why has my card worked for every other online purchase i've made recently using that security code exactly as it is printed on my card?

This also happened to a friend of mine today as well.  Any ideas about what to do about this?

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