ITunes Family Sharing - Ask to Buy - I, the pay source, want the option to be asked regardless of age!

Ask to Buy in Family Sharing does not require a person over 18 to at least ask the payer to provide approval when purchasing.  Not even the option to turn it on/off ???
How Lame is this… are you telling me that kids/young adults/even grown adults over 18 are responsible enough (or naturally mature enough) to NOT have to seek their parents/payer's approval for spending their money on "entertainment" for themselves?  Give me the DANG option as the OWNER and pay source to turn them off if/when I want to.  Its like keys to the car.  Irresponsibility or disregard to responsibility will get you grounded and the key taken away.  I see this PRIVILEGE no different and thus MUST be revokable (at the payer's discretion at any time).
If I am paying for it.. I want to know about it.. no matter how old the person is I am sharing my library with.  Its a check and balance / courtsey thing… not a trust thing.
GIVE ME THE 'ASK TO BUY' OPTION  FOR FAMILY MEMBERS 18 or older.  Or Apple can build roles other than child(less then 18) or adult (18 or more) that I can place them in that role myself with the desired permissions (like a College Student)!
I DO NOT think is it safe or secure to assume that the Ask to Buy option can be disabled permanently for anyone 18 or over.  What if the device is left unattended or stolen and somehow accessed without permission .. that's way to easy for a dishonest person to empty you out!
I will not be using this feature until this is an option.  I love the idea and it would be very helpful/useful if this only this option existed.
I'm the parent, I decide this type of thing in my household, not Apple!
Steve

Thank you Ms. SJ!!!!
I was having this problem with my youngest daughters account.  Your post about establishing the payment history apart from family sharing made a lot of sense.  My oldest daughter has had an account for some time that she had been adding iTunes gift cards to, so her account was "established" before it was added to our family sharing group.  I had no trouble approving her purchases. 
I had set up an account for my youngest daughter a long time ago, but used it only for email and iMessage on her iPod.  My ID was used for purchases on the device.  After Family sharing was launched and she got an iPad for Christmas, I decided to set up her ID as the primary account on her new iPad and added her to family sharing. 
The first problem I ran into with Family Sharing was enabling the "Ask to Buy" function because since I set up accounts for my daughters a long time ago they were both showing as adults.  I learned from another post that the fix for this was to change their birthdates to January 1, 2001.  I did this and it has them listed as Age 14 on their family sharing profiles - fine. 
I then ran into the same problem with Ask to Buy that David Wilkie described above.  My fix was a little different from yours and less intensive. 
Removed my youngest daughter from family sharing
Purchased an app using her account alone (with an iTunes gift card attached) to establish a purchase history.
I then re-added her to our family sharing group. 
I had her purchase a song using "Ask to Buy" and it worked as expected. 
Thanks for going through the legwork with support to find this fix and share it.  I hope my experience can be helpful as well.

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    Thank you Ms. SJ!!!!
    I was having this problem with my youngest daughters account.  Your post about establishing the payment history apart from family sharing made a lot of sense.  My oldest daughter has had an account for some time that she had been adding iTunes gift cards to, so her account was "established" before it was added to our family sharing group.  I had no trouble approving her purchases. 
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    I then ran into the same problem with Ask to Buy that David Wilkie described above.  My fix was a little different from yours and less intensive. 
    Removed my youngest daughter from family sharing
    Purchased an app using her account alone (with an iTunes gift card attached) to establish a purchase history.
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    I had her purchase a song using "Ask to Buy" and it worked as expected. 
    Thanks for going through the legwork with support to find this fix and share it.  I hope my experience can be helpful as well.

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