Itunes only lets me buy one song

Itunes only lets me buy one song and then it tells me that itunes cant process credit card at this time try later, all this since i used itunes gift card and left a 16cents balance on it.

OK, I'm starting to understand this.  When I turned on iTunes match it moved my songs to the cloud, so they are not longer on my computer.  When I look at my song list most (all but 25) have a little cloud symbol next to them which means they are on the cloud and not on my computer.
So not what I have to understand is how to sync my music which is on the cloud with my nano which cannot connect to the cloud.

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