ITunes ringtone purchases a rip-off?

New iPhone user here. I read up the docs about getting ringtones at http://support.apple.com/kb/HT1491 as well as various forum posts explaining the (tedious) steps for getting custom ringtones for free. So I decided to avoid the hassle, and purchase some ringtones. Found an album of the ones I liked, and downloaded them to the phone. They now are findable under iPod app, under Albums.
The big problem is that the purchased ringtones are NOT available under Settings -> Sounds -> Ringtone, as the KB article above leads one to believe (see the section under Purchasing Content, then Ringtones).
Could someone please explain whether I just got "taken" by Apple for $3.99?

As I recall, I just used the search feature, then previewed a few tracks and grabbed the album. I suppose that means I purchased "songs", and not "ringtones"?
Would be nice to see a disclaimer in the iTunes album description? Otherwise the whole experience wreaks of the old-school eBay scams where people would buy a "box" of some item, and not the item itself.

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