ITunes says that my card has expired. The expiration date is 10/14. Am I crazy?

As of last week my bank information no longer matches my iTunes account. This is according to iTunes only. My bank says there is no problem. All the other accounts tied to the bank account are working fine. Apple "help" says that the problem is with my bank. My card expiration is 9/30/14 and if I enter 9/14 as the expiration I get an error message that says bank info doesn't match. If I set the expiration as 10/14 the error message states card expired. Apple has been no help. They keep telling me that it must be the bank. It isn't the bank. Any suggestions? I have updated the address and card info numerous times this week, but to no avail.

Correct.  When you purchase devices, they would have stated the OS they needed to work, on the box.  This can be overlooked, but it is very important to check when purchasing. 
You current OS, is so old, that they technology build into the new devices, is not something your OS understands.  It didn't exist when your OS was created, and therefore you need to upgrade the OS to work with the newer technology of these devices.
10.6 software is not downloadable.  You must purchase a DVD disc.  You can order it from the on-line apple store
- http://store.apple.com/us/product/MC573/mac-os-x-106-snow-leopard.

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