ITunes Store cannot verify my address.  It's right so why?

I am trying to buy music in I tues.  I access the account, the card information and the addtress is no different from my last purchase.  But when I click DONE it says my "address cannot be verified".  I also need to update my phone number, but I get the same message.  The address is correct.  Why is it being rejectec?

What I'd like to know is what has changed with iTunes?  Iv never used a credit card with iTunes, only pre-purchased cards.  Now I can't even get free apps or music unless I give Apple my home address, telephone number and credit card.  None of which Iv ever used with the iTunes Store.  Is this the end of the iTunes store accepting gift cards?
I cannot even find a place to send a message to iTunes to get an answer. 
What gives?

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