Just downloaded a photo from Shutterstock. Need to edit text.

Hi!
I am totally new to Illustrator and Photoshop.  I just downloaded a photo from Shutterstock and I need to edit the "sample text" on the photo.  Can anyone help me?  Thank you!

Dear Monika,
First time sending a screenshot too:).  I think the type is also off-center, but I can't seem to move it. 
Thank you!

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