Just got iMac - how do you remove the trial applications?

I only got a 20" 2Ghz iMac, but upgraded to a 320Gb HDD.
I see there is a trial of MS Office and iWorks on, how do I remove these to free up space?
Also what else is considered bloatware on the iMac? or trials?
Is everything totally installed on it from factory? ie is ll Garageband stuff installed?
cheers

First things first, unless some really poorly written 3rd patry app does someting it shouldn't, you don't need to re-install OS X on a regular basis. I have only had to wipe an OS X system once since 10.2 a few years ago, and that was my fault. This isn't like XP where the registry gets cluttered and the system gradually slows down, in general OS X is very resilient.
You can certainly grab a number of apps that will do full disk images, but unless you are fanatical about playing with shareware and you dabble in the "less than legit" parts of peer to peer file sharing, you could likely get by with Time Machine as your back up source. Time Machine, buy default, backs up system directories, so if something gets corrupted or overwritten and you can narrow down the files, you could retore system files from Time Machine.
For your personal data, Time Machine is a running daily backup of your personal data. There is a little more to it (only takes a snap shot every hour, so if you create a file and delete it before the next snapshot, it didn't get backed up, daiilys become weekly, weekly becomes monthly) but it's pretty safe. And you don't have to think about it, just happens in the background.
If you add another external drive with FAT32 you are twice as safe. I use a TM drive and have an external NAS to share data with my other computers, no worries at all.

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