Just upgraded my OS from the app store, so I don't have the actual disk. What do I do if my hard drive crashes (again) and I have to reinstall the OS?

The hard drive on my computer crashed a couple of weeks ago, so I had to re-install the old OS from the CD that came with my computer almost four years ago. After dealing with all that, I decided to upgrade to OS 10.8.4 and purchased the upgrade from the app store. And then about 20 minutes later I made the realization that hey, if this happens again, I don't have an actual disc to reinstall from should my hard drive crash again. I'm planning on getting a new computer once I get my financial aid in September, but it would be just my luck that my hard drive crashes two weeks before I get that, so what should I do to make sure I don't have to re-purchase the upgraded OS?

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