Keeping a refunded app.

Due to an almighty ****-up on Apple's part, they have refunded me for an App on my iphone 4s I didn't want refunded so I've decided to keep it however they told me if I uninstall it for whatever reason I'll lose it and have to pay for it again.  I'm looking to reformat my computer soon and am worried that once I re-install itunes and log in it will not download the app and I'll lose it as soon as I sync my iphone.
Is there a way I can keep this on my phone whilst still re-installing itunes after a format?

Excellent advice! Thank you for sharing.
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