Lost iphone 5 with no passcode

I lost my iPhone 5. It didn't have a passcode lock on it. When i went to locate it via icloud, the iphone is offline. I proceeded to lock it and erase the phone. As of now, its still Pending.
Since the iPhone was offline, is there a way strangers can access still access my information? I know the Erase and Lock from Find my iPhone will take into effect when they turn on the phone but what if they take out the SIM card?

Find my iPhone works not through your SIM card but through a data connection of any type (including Wi-Fi even with SIM card removed). However, if the thieves are savvy enough they will absolutely have access to any and all of your data, including any accounts you remained logged into through apps, etc. You have done all you can do.
I know it is an inconvenience for day to day use, but I consider it absolutely essential that you passcode lock your iPhone.

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