Malware - Safari users - disable Open"safe" files after downloading

For those not aware there's some malware floating around which goes by the name of MacDefender and other variants.
It's a scam that may show a page suggesting 'virus' infection on the user's machine and/or download an installer file.
Visiting malicious sites or apparently just browsing some Google Images searches will automatically download a zipped file.  If the Safari Preference to Open "safe" files after downloading is checked it will unzip and run the installer for the malware.
While installing requires user intervention to click through the installation, the most recent variant will apparently install for a user without needing an administrator password.
Once installed the malware apparently opens unsavoury websites randomly and prompts for credit card details to remove them.
This is unpleasant scareware to steal your credit card info.
Beware.
AC

just for information (in case you haven't seen these yet):
Mac OS X 10.6 Help: What is malware?
How to avoid or remove Mac Defender malware
Mac Virus/Malware Info
Identifying and removing MacDefender trojans

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