Mountain Lion without credit card

I do not have a credit card and I would like to upgrade the OS of my MacBook Pro to Mountain Lion. I live in Thailand and have been informed by the Apple resellers here that an upgrade without a credit card is impossible.
Is this true or are they just pulling my chain?

Thanks for your speedy reply, mende1.
I have yet to find a retail store in Thailand that sells iTunes gift cards but I have just discovered this service and I will report back to see if it works for the benefit of anyone who has the same query as me.

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