My Apple ID is not letting me download apps it tells me to enter account details then it says that the payment processing is currently unavailable.

My Apple ID is not letting me download apps it tells me to enter account details then it says that the payment processing is currently unavailable. I don't know what's wrong but can anybody help me out here

Hello nayanika_cool_gal,
The article linked below details a number of steps that can help restore the App Store's connection to the iTunes Store.
Can't connect to the iTunes Store
http://support.apple.com/kb/TS1368
Cheers,
Allen

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