My credit card banned from Itunes Store so can't download free APPS on my Iphone?

I had some charges put on the Best Buy $50 Itunes gift card that I reported on Dec 23rd, 2011.  So I was refunded $40 and they banned my only credit card that I have from any transaction thru the Itunes Store, which I was not informed of, even though the unauthorized charges were on a gift card issued to me from Best Buy?  So from that point on I was never able to download any APPS to my iphone I purchased in May 2012 which I didn't figure out until I tried to download APPS!  I don't know why they want credit card info for downloading a free app on my iphone?

If I dispute charges with my card issuer, it gets processed as fraud. I myself would ask for a new card to protect myself from more unwanted/unauthorized purchases.
I would assume that since you disputed iTunes/Apple charges with your card issuer, Apple was made aware that fraud was on your account & to protect YOU they disallowed the card & your account (until you called in to get it reinstated).
In MY opinion, Apple did you a favor. If you report purchases to your card issuer- why would you keep the same card? Why not protect yourself & get a new card.
Since your current card isn't allowed- get a new card or use iTunes gift cards.
If it is a poor policy to protect you… thats sad..
Try putting restrictions on your devices and inadvertent purchases won’t happen. :]

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