My iPhone is insured and the excess is £100 if i take it to apple with the phone been insured will apple charge me £100 ??

my iPhone is insured and the excess is £100 if i take it to apple with the phone been insured will apple charge me £100 ??

Your post does not have enough information for any response
Apple do not insure ( they may act as an agent )
have you damaged it ?

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