My iPhone stolen ! how to find it or Deactivate it

Hi guys,
I lost my iPhone and unfortunately I do not have account with Mobile Me where I can wipe or find the iphone. So, I have e no idea how to deactivate the phone or at least wipe the data where I have very personal staff in there.
So, is there any way to resolve this problem, pleas.
Thanks...

You need to contact your cell phone carrier to report your iPhone as lost or stolen so your carrier can deactivate the iPhone. If your carrier provides a blacklist for a cell phone's IMEI number that is reported as lost or stolen to prevent the phone from being activated by someone else, request this also with your carrier.
If you used the iPhone's Passcode Lock feature, the data on your iPhone is safe.
If not, it all data on your iPhone can be accessed by someone else and there is nothing that can be done about that. If so, change the password for every email account you were accessing with the iPhone's Mail app.

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