My iphone won't allow me to download new apps

I have never had this issue before. It tells me I can retry. I am downloading apps directly on my phone. I was able to last night.
It is not saying I need to reconnect to the internet but I am wondering if this is because of a bad internet connection or what?
I updated my phone last night but was still able to download apps.
And I have shut the phone on and back off so I am hoping someone can help.

I am also having a problem similar to this. I can download apps from my computer and put the on my iphone 4 however when I try to download with the app store on my iphone it tells me that I need to use another method of payment and I am sure the informaiton entered is the same as on my computer. Can someone help?

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