My payment has been declined.

Hi,
I made a purchse for an iPad Mini on November 3rd, 2012 and everything was great, I had no issues with my Debit/Visa Card at the time of purchase. But then a week or so after I went to check my status of my order and it said this:
"Payment action required: We are unable to obtain an authorization for the credit card you provided. /Nous n'avons pas pu obtenir l'autorisation pour votre carte de crédit. Please update your payment method to continue with this order."
So, I thought that was a bit strange. So, I re-entered all my information and Devit/visa card number and everything and it was fine. A hour or so later, I got the same message. I honestly didn't know what was wrong, so I called Apple and they said they tried entering everything in, and it wouldn't work. So they told me to call the bank, and I did and the bank said "There's no restrictions and there should be problems whatsoever with your order. There's nothing wrong with our end". So I called Apple back, and they were trying again and again but still no luck
So, I don't know what to do next. They said they would talk to the Payment team and get back to me and they should solve my answer by the end of the day. But I honeslty don't know what to do, because I was suppose to receive my iPad Mini on November 29th, but my payment method isn't working. I don't know what to do. This is a gift for my Dad's birthday too
I've never had a problem with purchasing anything online with my Card, only on Apple. Also, I have the right amount of money in my bank to pay for it as well as my daily limit.
If anyone has an answer for me, that would be awesome
Thanks,
Tim

I called the Bank/Credit card and they told me that there was nothing wrong with my card, and I also verified with them my address and it was the same. I honestly don't know what to do, Apple didn't even know what was wrong.

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Thanks for the question, and welcome to Apple Support Communities.
I understand you are having issues adding payment information to your account. In my experience, this usually occurs due to two common reasons (though there may be more):
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My payment has been declined.

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