My verizon charger caught fire. Now what?

Its a Verizon brand portable charger, bought two months ago at a Verizon store. Had it plugged in only a few hours, when suddenly a cloud of brown smoke and a burning smell burst out.  Thank god I was sitting right there.  I took it right back to the store, and the clerk confirmed he smelled smoke. But they're only offering me a partial credit, and instead of returning it to Verizon to find out why it caught fire, they just threw it out (I got it back).  Now what?  Only two months old, only charging a few hours, and it catches fire?!
Model B141000

They have a 1-year warranty on chargers, but there can't be any physical damage.  There's no way to differentiate if you were careless or if it was a defect.  Go with the partial credit or just buy a new one for full price somewhere else. 

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    <E-mail Edited by Host>

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