My VISA rejected - money gone

Hello,
while trying to purchase Collins Dictionary in Ovi Store  I supplied correct data for my visa transaction.  However the transaction was rejected but for every transaction
(I've done two attempts) PLN 1,00 (USD 0,33) disappeared from my cc account.
<sarcasm>A clever way to make money.</sarcasm>
M

- Reset the iOS device. Nothing will be lost
Reset iOS device: Hold down the On/Off button and the Home button at the same time for at
least ten seconds, until the Apple logo appears.
- Go to Settings>iTunes and App Store and sign our of your account and then sign back in
- Power off and then back on your router
.- Reset network settings: Settings>General>Reset>Reset Network Settings
- Try when connected to another network

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