Navient is retracting 90 day late!!!

So 3 months ago my scores dropped about 30-35 points each bureau when a 90 day late account reported from Navient. I knew there was a mistake somewhere/mess up, so I spent hours searching for anything I could to show a payment was made, and the account was never 90 days late. I found bank statements, and a few other documents, got the call directly from Navient, this morning they submitted a retraction to all the bureaus!!! What a relief! My question is, when the accounts update, what will it say? Does that mean the late payment marks for the months will be removed? And any negative information from this will be gone since they made an error, and are credtiing my account? I know it will take a little while to update, but I just am wondering what to expect when it all gets retracted, and then wonder if I should see a score increase? The retraction was approved today so I know it's too soon, this is what the accounts are reporting as now: Payment Status Details :EQ:Current, was past due 60 days TUaid or paying as agreed EXays account as agreed

mnl wrote:
So 3 months ago my scores dropped about 30-35 points each bureau when a 90 day late account reported from Navient. I knew there was a mistake somewhere/mess up, so I spent hours searching for anything I could to show a payment was made, and the account was never 90 days late. I found bank statements, and a few other documents, got the call directly from Navient, this morning they submitted a retraction to all the bureaus!!! What a relief! My question is, when the accounts update, what will it say? Does that mean the late payment marks for the months will be removed? And any negative information from this will be gone since they made an error, and are credtiing my account? I know it will take a little while to update, but I just am wondering what to expect when it all gets retracted, and then wonder if I should see a score increase? The retraction was approved today so I know it's too soon, this is what the accounts are reporting as now: Payment Status Details :EQ:Current, was past due 60 days TUaid or paying as agreed EXays account as agreedIt should show OK in the monthly history track and the account should be in paid as agreed status with no mention of lates (assumes there are no others) Score increases/decreases are immediate its a fluid number based on whats in your CR at the time the score is requested, it can change multi times in one day if multi accounts report on same day, it is always in flux.

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Navient is retracting 90 day late!!!

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